Providing Pay-As-You-Go Workers' Compensation Solutions to America's Businesses

SAVE TIME, SAVE MONEY

We understand your time is valuable, so we’ve turned the typical long and complicated process of purchasing business insurance into a lightning-fast and pleasing experience.

Our powerful tech lets us shop the insurance marketplace and zero in on solutions that deliver the best pricing and coverages. As a national broker, we work  with the top 50+ insurance companies in order to properly serve and protect what matters most to you.

Our primary goals are to help you…

  • Get insurance quotes in minutes from the best insurance companies in the country
  • Eliminate the down-payment on your workers’ compensation policy
  • Minimize your insurance costs without compromising coverages
  • Mitigate insurance claims through loss control and safety
  • Reduce your experience modification through claims management
  • Reduce your audit exposure



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How It Works

Our InsureTech allows us to be transparent and offer our customers instant workers’ compensation insurance quotes online in minutes from the most recognized insurance companies in the country. We work with more than 50 insurance companies to shop the marketplace on your behalf, securing you the best pricing with the most robust coverages.

Through the E-COMP Program, customers can start their coverage with zero down and pay their premiums as they pay their employees, avoiding the typical large audit premium that’s often due at the end of every policy year.

Compared to estimating your payrolls for the upcoming year, pay-go relies on real-time payroll data to calculate your workers’ compensation premiums, resulting in more accurate premium payments and reduced annual audits.

Our Carriers

We shop the marketplace to find our customers the best price with the best coverages and because we work with more than 50 insurance carriers, we hardly ever have to say no.

We only represent the insurance carriers with the highest ratings, best service and the most competitive prices.

 

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Customer Reviews

Our service and turn-around standards are the best in the business – which is why you’ll never be sent to a “round robin” call center or to another country for service. We’re committed to excellence in every part of our company from sales to service to operations and accounting.

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I am a payroll manager at Valor Payroll Solutions and since being in the payroll world and even just customer service, I recognize good service when I see/experience it and E-COMP is the textbook example of excellent customer service!

Two stars

E-COMP Customer

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Dealing with E-COMP is a breeze thanks to their 5-star customer service! I appreciate their quick response and fantastic follow up.

Two stars

E-COMP Customer

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You are the best comp rep I have ever worked with!

Two stars

E-COMP Customer

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It’s refreshing to see someone actually staying on top of our insurance program and keeping promises.

Two stars

E-COMP Customer

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I appreciate the great customer service and follow up that E-COMP provides.

Two stars

E-COMP Customer

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The responsiveness and support we get from E-COMP is as good as it gets. A simple phone call or email to our Account Manager is always answered with timely and accurate responses.

Two stars

E-COMP Customer

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After seven years of working with E-COMP, I’m confident that E-COMP will take care of my workers’ compensation needs.

Two stars

E-COMP Customer

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We have been dealing with E-COMP/Granite Insurance Brokers for over 20 years for the multiple needs of our company. They have always been great to deal with and go the extra mile on any issues that have occurred.”

Two stars

E-COMP Customer

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E-COMP brings all the options available to the table, and helps guide us in making the best choices for our company.

Two stars

E-COMP Customer

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The level of service we receive is a great part of the reason that we are so loyal to E-COMP.

Two stars

E-COMP Customer

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The E-COMP Team is consistent with their 5-STAR Customer Service and annual review/shopping of all of our coverages.

Two stars

E-COMP Customer

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Your hard work and integrity has created significant savings for our Company. Thanks for fighting for us!

Two stars

E-COMP Customer

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We recently switched payroll companies and I have had the pleasure of working with Andy Fazio to get my work comp policy transferred to our new payroll company. He is absolutely amazing. Professional, punctual, and easy to work with. He responds to my emails within minutes, no matter what time of the day it is sent. Unbelievable!

Two stars

E-COMP Customer

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We’ve worked with E-COMP for 10 years now. Great partner, they are in the top 1-2 partners we work with.

Two stars

E-COMP Customer

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It’s been absolutely fantastic working with Andy & E-COMP! He’s incredibly responsive and “Jonny on the spot” when it comes to turning client quotes around.

Looking forward to years of mutual success with E-COMP and COPAC Payroll!

Two stars

E-COMP Customer

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Thank you so much, Sarah!

E-COMP always goes above and beyond my expectations. You are the best!

Two stars

E-COMP Customer

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I truly appreciate Jonny’s knowledge of the business, excellent customer service, and attention to detail.

Thank you Jonny and E-COMP!

Two stars

E-COMP Customer

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I’m glad PayDay and E-COMP found each other! You guys are always on the ball and so helpful! Thank you E-COMP!

Two stars

E-COMP Customer

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We have thoroughly enjoyed every interaction we’ve had with Jonny. He is kind, knowledgeable and always able to help!

Two stars

E-COMP Customer

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Kelsey has processed all of my quotes, questions and everything in between! I am looking forward to a long-lasting relationship with E-COMP.

Two stars

E-COMP Customer

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I really appreciate E-COMP’s prompt and efficient communication & thank you for always providing expert advice!

Two stars

E-COMP Customer

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Absolutely love working with the E-COMP team! They make it easy to provide our customers with the support they need to grow! Special shout out to Rob, who goes above and beyond EVERY time!

– Erica Kahle

Two stars

E-COMP Customer

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With E-COMP, we were able to expand our coverage without raising our costs which is critical for a start-up company!

– Stuart Latta

Two stars

E-COMP Customer

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E-COMP is a great partner, and Siarah is always prompt and pleasant!

– Jason Corey

Two stars

E-COMP Customer

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E-COMP made my first time getting insurance for my business really easy. Andy was extremely helpful and helped me navigate what I needed for my business and what I needed only. I highly recommend them especially if you are a new business owner.

– Matt Kolacki

Two stars

E-COMP Customer

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Jonny is extremely professional, personable and especially responsive. He makes me feel as though I am his largest and most valuable account. I especially appreciate the quick response time and attention he pays to my needs! Thank you for giving me such a great account specialist!

– Barbara Banks

Two stars

E-COMP Customer

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Every time I reach out to Jonny O’Donnell he gets back to me immediately with answers. He has helped me many times with new payroll companies, and has made the process of changing over seamless.

– Sonjia Spector

Two stars

E-COMP Customer

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I’ve worked with E-COMP and specifically with Andy Fazio and they are fantastic and have helped me help my payroll clients tremendously. Andy is very professional, knowledgeable, responsive, and just all around a great partner to work with. I trust him with my clients and prospective clients unconditionally. Thank you Andy, and thank you E-COMP!

– John G.

Two stars

E-COMP Customer

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E-COMP is absolutely amazing. From ownership down they are a pleasure to work with. The entire team is the best in the business.

– Matthew Welty

Two stars

E-COMP Customer

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I can’t recommend E-COMP enough! The team is efficient and knowledgeable. They have a quick turnaround time. I work daily with Ivan and Nicole and I could not ask for a better team to assist me!

– Shannon Cummings

Two stars

E-COMP Customer

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They are so fast and helpful. Really making the effort to be as good as they can. Love them!

– Annette Asberg

Two stars

E-COMP Customer

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I have worked with E-COMP and Ivan Cheng for about 8 years and they have been an integral part of my business. The personal touch and number of insurance companies they can offer makes them #1 in my book! I would highly recommend.

– Cole Groszewski

Two stars

E-COMP Customer

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I’ve had the pleasure to work with Andy Fazio for many years. He and his team provide exceptional customer service.

– Jeff Downey

Two stars

E-COMP Customer

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Thanks Jonny for your excellent service!

– Melinda Manning

Two stars

E-COMP Customer

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Andy is knowledgeable, helpful and professional. It was so easy to work with his office when I changed over my insurance policies. I highly recommend Andy and his team!

– Marcy Tiberio

Two stars

E-COMP Customer

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We use E-COMP for our workmans’ comp insurance for our car wash business. We love the service that we have received from them. I would highly recommend Andrew Fazio at E-COMP.

– Bill Merckel

Two stars

E-COMP Customer

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Rhonda Montini and the rest of the group area so great! Efficient, helpful and friendly, they make my job easier. Thank you all!

– Veronica Castro

Two stars

E-COMP Customer

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Nestor responded to my inquiry promptly. Thanks to his help, I was able to complete a task faster than anticipated.

– Veronica Mayorga

Two stars

E-COMP Customer

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Jonny O’Donnell was polite and attentive, and is always willing to help me. I will give him an infinity of stars because 5 are not enough for him.

– Maria D. Toymil Escobar

Two stars

E-COMP Customer

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Great customer service! Everyone at E-COMP is super responsive and friendly and great to work with! Very knowledgeable and Jesse is always quick to reply and figure out any billing issues that come up.

– C

Two stars

E-COMP Customer

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Our Senior Account Manager, Jonny O’Donnell has done a remarkable job. It has been a pleasure doing business with E-COMP NOW because of the awesome service we receive.

– Sj Gatins

Two stars

E-COMP Customer

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Jonny O’Donnell is “A-1”. He took over my account after doing an evaluation and found that I was over paying and had the wrong coverage. He is a God send. Not to mention when you email him he immediately handles my needs. Continue doing a great job Jonny!

– Melvin Morris

Two stars

E-COMP Customer

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Andy Fazio has been great in helping us set up insurance for a new small business. He is knowledgeable, helpful and quick to respond!

– Jesse Graham

Two stars

E-COMP Customer

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We have had an amazing experience with E-COMP thanks to our WONDERFUL Sr. Account Manager Jonny O’Donnell! Jonny consistently exceeds my expectations in our work together – he is responsive, attentive, incredibly helpful, and a joy to talk to. Highly recommend!

– Jessica Argenas

Two stars

E-COMP Customer

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E-COMP is the perfect solution for your workers’ comp needs. It integrates seamlessly with Payroll and the customer service is better than any payroll company can provide. Leave it to the insurance experts to handle your workers’ comp insurance, and let them work with your local payroll company for a first class, white glove experience!

– Ursula Behiel

Two stars

E-COMP Customer

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Shawn, Rob and their team are the best in the business! Knowledgeable, easy to work with, and very responsive. You cannot go wrong working with E-COMP!

– Dino Carbone

Two stars

E-COMP Customer

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Great company to meet my insurance needs in turbulent times.

– David Hockey

Two stars

E-COMP Customer

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Nestor Angulo is my account manager and I can’t recommend him enough. He is thorough and his communication is the best. Thank you Nestor!

– Amanda Rinfret

Two stars

E-COMP Customer

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Had the pleasure of working with Andy Fazio! Very knowledgeable and easy to get ahold of.

  • TriggaDan
Two stars

E-COMP Customer

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E-COMP has been a wonderful company to do business with. Their employee, Andy Fazio has been a pleasure, always super helpful and responsive to the questions that I’ve had.

– Ryan West

Two stars

E-COMP Customer

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Good place to do business with, Andy Fazio is the best.

– Joe Busa

Two stars

E-COMP Customer

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I have been working with Andrew for a couple of months and it has been a truly amazing experience. Response time is literally minutes with quotes being sent next day. Super helpful and great resources to have for any insurance needs. Highly recommended!

– Paul GG

Two stars

E-COMP Customer

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My dealings with Andy Fazio and E-COMP were professional and enjoyable. Andy helped get it done with a minimum amount of pain, and helped me figure out the best product for my group’s needs. Nice work. Recommended if you want somebody competent to work with.

– HotTeaWithCookies

Two stars

E-COMP Customer

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The group over at E-COMP provides unmatched service, and Andy Fazio in particular was incredibly helpful in guiding me through the process of getting my growing company insured!

– Josh Markland

Two stars

E-COMP Customer

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The entire team at E-COMP is absolutely fantastic. They are fast, accurate and do everything to make the customers be the #1 priority. They also all have great personalities, which makes doing business even more fun.

– Heidi Stern

Two stars

E-COMP Customer

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I’ve been working with E-COMP for a few years now and I’ve always been satisfied by the service. All representatives have been extremely helpful and always quick to respond. Rhonda Montini has been my direct contact and she is a pleasure to work with!

– Erin McGeeney

Two stars

E-COMP Customer

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I have found working with E-COMP to be extremely easy. Andy Fazio always is a pleasure to deal with and takes the time to explain my insurance coverages!

– Courtney Wopperer

Two stars

E-COMP Customer

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Marianne is wonderful to work with! I highly recommend her and E-COMP to anyone!

– Julie Shull

Two stars

E-COMP Customer

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I have learned so much about insurance from Andrew Fazio! E-COMP is a company of professionals who go above and beyond for their clients and partners.

– Sara Michalko

Two stars

E-COMP Customer

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Jonny O’Donnell is wonderful with his help and knowledge of the type of insurance we need and the policy updates.

– Antoinette Contratto

Two stars

E-COMP Customer

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Kristen is the most helpful person I have ever dealt with as far as insurance goes! Always answers the phone, handles whatever you ask of her even if it’s not her job and goes above and beyond! This woman deserves 10 starts! Best customer service!

– Michael Bianchi

Two stars

E-COMP Customer

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We have been working with E-COMP for about 2 years now and have always had a great experience. They respond quickly and make the process seamless. They are all great to work with, but I am in contact with Kristin the most and she is AWESOME!!!!!!!

– Stacey Licking

Two stars

E-COMP Customer

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Lisa Wheatly, great customer service! She listens to her customers and stands by them. That’s what you want from your insurance broker. She will even go above and beyond for her customers. She is someone you can rely on. Thank you Lisa for your support!

– Sayde Steeves

Two stars

E-COMP Customer

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Shawn and Rob and their team are awesome. We refer our payroll clients with confidence knowing that E-COMP will take care of their business insurance needs. Their follow up and attention to details are superior. I highly recommend E-COMP.

– Scott Abramson

Two stars

E-COMP Customer

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Completely great! Thank you for your customer service. It is the best.

– Carlos Silva

Two stars

E-COMP Customer

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Andy Fazio and E-COMP has outstanding customer service. They are consistent with every customer interaction. Andy has great communication and leads our clients through all processes with ease.

– SourceOne Integration

Two stars

E-COMP Customer

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Marianne Woneis and the entire team at E-COMP makes the onboarding process so simple and smooth for us and our clients! We are so grateful to have E-COMP as our workers’ comp partner for our payroll company.

– Shauna Thannickal

Two stars

E-COMP Customer

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E-COMP is an awesome company to work with! They have excellent service and their positive attitudes are unmatched. Love their excitement to new insurance products and creative solutions for their customers.

– Nolan Steenberg

Two stars

E-COMP Customer

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E-COMP is a fantastic insurance agency. They put their clients above all else, have a technology first approach that makes them very easy to work with, and their staff is incredibly knowledgeable when it comes to business insurance. 10/10 experience every time I interact with the team at E-COMP!

– Erin Dyer

Two stars

E-COMP Customer

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As a payroll service provider, it is important for me to have connections to other vendors that my clients need services from. E-COMP certainly is on top of that list. They provide excellent service and go out of their way to get the most competitive rates, respond to questions promptly and issue policies that fulfills the needs of the clients. I know that my clients will be taken care of, so I promote their services to all of my clients who are looking for business insurance, workers’ comp and other related services. I highly recommend them.

– Bahar Tolu

Two stars

E-COMP Customer

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Working with Robert has been a breeze and we were able to setup the payroll file feed very easily!

– Lindsay Proske

Two stars

E-COMP Customer

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Fantastic team of people! Its obvious that they really care about their customers.

– Bryant St. Jean

Two stars

E-COMP Customer

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I find working with E-COMP a pleasure. Kristin Conner always takes care of my clients and is very professional. I highly recommend them.

– Scott Seidman

Two stars

E-COMP Customer

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E-COMP is a fantastic agency to work with and I highly recommend. From management and ownership down to the agents and service I can’t recommend them enough.

– Harrison Gill

Two stars

E-COMP Customer

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I’ve been working with E-COMP for the past couple of years & have found them to be a great resource for helping me help my clients with accurate, reliable and competitive workers’ comp quotes and coverage. They are professional and friendly and respond to my needs for assistance in a timely manner. I can’t say enough about Kristen Conner for her great support & Rob Campbell for his knowledge and guidance.

– Frank Palmieri

Two stars

E-COMP Customer

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I have nothing but great things to say about E-COMP! They are fantastic to work with and true professionals in the pay-as-you-go space! I would highly recommend anyone to partner with E-COMP!

– Anthony Paternoster

Two stars

E-COMP Customer

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E-COMP has an amazing team and is so easy to work with! Timely responses and great customer service!

– The Payroll Department, Inc.

Two stars

E-COMP Customer

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Kristen helped my customer set up their workers’ compensation and disability insurance! She was very professional and thorough!

– Mark Pamatier

Two stars

E-COMP Customer

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Marianne, Rhonda and the team at E-COMP have been amazing to work with.

– Rita Torres

Two stars

E-COMP Customer

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E-COMP has been a good company to work with. Rob Campbell and Andy Fazio always respond quickly to any questions I have.

– Keith Essner

Two stars

E-COMP Customer

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I have been working with E-COMP for the past 10 years, specifically Andrew Fazio who I can’t say enough about! I place my trust in E-COMP to handle all of my clients insurance needs. Highly recommend.

– Cheryl Frankel

Two stars

E-COMP Customer

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Partnering with Jadon at E-COMP has been one of the best decisions my company has made. Jadon and his team are responsive and dedicated to help my clients with their claims, questions and concerns. 5 stars for Jadon and E-COMP.

– Jessica Jones

Two stars

E-COMP Customer

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Andy Fazio and the rest of the group at E-COMP are great to work with. They provide excellent, quick response to any inquiry. They are very experienced and knowledgeable in the workmen’s comp industry. I would highly recommend them.

– Mike Unverferth

Two stars

E-COMP Customer

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I own a payroll company and we recently started partnering with E-COMP for our clients PayAsYouGo Work Comp. They have been a dream to work with, every time I send over a referral, they are on it!

– Kyle Masengale

Two stars

E-COMP Customer

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I have had the pleasure of working with Rob Campbell and Andy Fazio of E-COMP for a number of years. They are both professional, responsive, and knowledgeable. I consider them an extension of my business. The entire E-COMP team is 5 stars.

– Jason DiCesare

Two stars

E-COMP Customer

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E-COMP has been an absolutely fantastic partner to our payroll company. They have helped us stay competitive in the marketplace by enabling us to integrate work comp insurance within our payroll platform. I have had the pleasure of working with half a dozen of their employees and they have all been extremely knowledgeable, responsive and helpful. Additionally, our clients have been thrilled with the additional savings, and the convenience of having their WC policy with E-COMP. Highly recommend.

– John Kovacik

Two stars

E-COMP Customer

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Our management consulting small business firm was lucky enough to discover E-COMP for our insurance requirements. Our representatives (Andrew and Sarah particularly) have gone above and beyond for our needs and questions. We appreciate them as we navigate the beginnings of owning a small business. Thank you so much for making our lives easier and having one less task to worry about!

– Amanda Marie Halagao-Davis

Two stars

E-COMP Customer

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Extremely professional. I highly recommend for all of your business insurance needs.

Two stars

E-COMP Customer